Check below for a comparison between SBI SimplyClick credit card vs SBI SimplySave credit card or SBI SimplySave credit card vs SBI SimplyClick credit card and find which is better –

In the realm of State Bank of India (SBI) credit cards, the comparison between the SBI SimplyClick Credit Card and the SBI SimplySave Credit Card holds significance for individuals aiming to optimize their financial choices.

The SBI SimplyClick Credit Card is designed with a focus on the digital lifestyle, offering specialized rewards and cashback on online spending, making it an attractive choice for tech-savvy consumers.

Conversely, the SBI SimplySave Credit Card provides a more general approach, catering to everyday needs with cashback rewards on essential categories like groceries and dining.

This comprehensive analysis delves into the distinctive features of each card, empowering users to make an informed decision aligned with their specific spending patterns and lifestyle preferences.

Whether you prioritize digital rewards or seek practical savings on routine expenditures, understanding the nuanced attributes of these SBI credit cards will guide you toward the one that seamlessly aligns with your financial goals.

Overview of SimplyClick credit card

The SBI SimplyCLICK Credit Card, a shopping credit card designed by SBI Card, is perfect for entry-level users.

Accumulate rewards on a variety of expenditures, such as shopping and online buys. Avail a 1% fuel surcharge waiver for transactions ranging from Rs. 500 to Rs. 3,000 at petrol stations across India with this card.

Geared towards online shopping aficionados, this card excels by granting 10 times the reward points on purchases from major online shopping and travel sites.

These encompass Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart. Notably, the prior 10x Rewards offer on Amazon has been revised to 5x Rewards.

For other spending, the card ensures 5x rewards on online transactions and one reward point per Rs. 100 spent on all offline acquisitions.

Overview of SBI SimplySave credit card

For every Rs. 100 spent, accrue 1 Reward Point with a noteworthy Reward Rate of 0.25%.

Maximize your advantages by receiving 10 times more reward points for Dining, movies, departmental stores, and grocery purchases when using this card.

Enjoy a warm welcome with 2000 bonus reward points.

The card stands out with accelerated reward points on grocery, movies, and departmental store transactions, making it an excellent choice for credit newcomers aiming to cut costs on their daily essentials.

Plus, benefit from an annual fee waiver by spending Rs. 1 lakh or more.

SBI SimplyClick credit card vs SBI SimplySave credit card

Features/Charges	SBI SimplyClick credit card	SBI SimplySave Credit Card
Joining Fees	Rs. 499 + GST	Rs. 499 + GST
Annual Fees	Rs. 499 + GST	Rs. 499 + GST
Welcome Benefits	Enjoy the convenience of an Amazon gift card worth Rs. 500 for your online purchases.	Get 2000 reward points (equal to Rs. 500) when you spend Rs. 2000 or more in the initial 60 days with this card.
Cashback / Rewards point	Utilize this card to avail of a 5% cashback on all online transactions and a 1% cashback on other offline transactions and utility bill payments.	For every Rs. 150 spent, accrue 1 Reward Point with a noteworthy Reward Rate of 0.25%. Maximize your advantages by receiving 10 times more reward points for Dining, movies, departmental stores, and grocery purchases when using this card.
Dining benefits	N/A	Get ten times the regular reward points exclusively for dining by utilizing this card.
Travel benefits	Utilize this card to receive four complimentary visits to domestic airport lounges every year.	N/A
Annual fees waiver	This card offers an annual fee waiver once your expenditures reach 2 lakh.	Exceeding an annual spend of Rs. 1,00,000 on this card ensures that the annual fee is waived.
Fuel surcharge waiver	This card offers a 1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps throughout India.	Avail a 1% fuel surcharge exemption by using this card at any fuel station in India.