Unlock the potential of the Union Platinum RuPay Credit Card – earn rewards on spending, get cashback on bills and transactions, enjoy insurance coverage, and more. Experience a seamless financial journey with this feature-packed credit card.
Table of Contents
Discover the benefits of the Union Platinum RuPay Credit Card, designed to enhance your financial experience. This credit card offers a range of features, from earning rewards on your spending to enjoying cashback on various transactions. Additionally, it provides valuable insurance coverage and convenient waivers to make your financial journey smoother.
Benefits and Features of Union Platinum RuPay Credit Card
| Benefits and Features | Union Platinum RuPay Credit Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | A monthly cashback of up to Rs. 50 is attainable for utility bill payments. Additionally, a maximum cashback of Rs. 50 is feasible each month, given a minimum transaction amount of Rs. 500 within your mobile wallet. For expenditures involving IRCTC transactions, a cashback of Rs. 25 is viable when a minimum of Rs. 300 is spent. This card also facilitates the earning of 2 reward points for every Rs. 100 expended. |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | Provides coverage for accidental air-related fatalities, offering up to Rs. 8 lakhs, along with coverage for other accidental deaths amounting to Rs. 5 lakhs. |
Benefits –
- The Union Platinum RuPay Credit Card allows you to earn 2 reward points for every Rs. 100 you spend.
- With this card, you can receive up to Rs. 50 cashback each month when you pay your utility bills.
- If you use this card to make mobile wallet transactions of at least Rs. 500, you can earn a maximum of Rs. 50 cashback per month.
- Additionally, when you spend a minimum of Rs. 300 on IRCTC transactions, you’ll receive a cashback of Rs. 25.
- This credit card offers insurance coverage for accidental air death, providing up to Rs. 8 lakhs in coverage.
- Aside from air travel, this card also includes insurance for other accidental deaths, offering coverage of up to Rs. 5 lakhs.
- The Union Bank of India provides credit loss insurance coverage of up to Rs. 1,50,000 for the Union Platinum RuPay Credit Card.
- Furthermore, you’ll enjoy a 1% fuel surcharge waiver when using this credit card.
Eligibility for Union Platinum RuPay Credit Card
- The age limit for primary cardholders should be between 18years to 65 years
- Cards are issued primarily to customers. To Non-customers on a selective basis.
- Income Eligibility is 2.5 lakh per Annum
- Cards are also issued against a lien on Fixed Deposit with a 25% margin without insisting on Income Proof and scoring Model.
- Must have a good credit score
Document required for Union Platinum RuPay Credit Card
- PAN card photocopy
- Latest payslip / Form 16 / IT return copy as income proof
- Color photographs
- Residential proof
- Identity proof
Fees & Charges of Union Platinum RuPay Credit Card
| Fees & Charges | Union Platinum RuPay Credit Card |
|---|---|
| Joining fee | – |
| Annual fee | Rs. 299 |
| Fee waiver | Renewal fee waived off on spending Rs. 30,000 in the previous year. |
| Fuel surcharge | 1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month. |
How to Apply for Union Platinum RuPay Credit Card
You can apply online or offline for this Union Bank Credit Card.
Online – Visit Union Bank’s official website and apply for this credit card.
Offline – You can visit the nearest Union Bank branch with all the necessary documents.
Check more credit card reviews, compare, and offers on CardsPreview.com
Note: The content on this page is for information only. To apply for this card, please visit the Bank’s website.
