Unlock valuable rewards with the Union Uni Carbon credit card. Earn 4% cashback on fuel purchases, get 6 payback points at HPCL stations, and enjoy a 2% reward rate on non-fuel transactions. Maximize your savings today!
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Benefits and Features of Union Uni Carbon Credit Card
| Benefits and Features | Union Uni Carbon Card |
|---|---|
| Welcome Benefits | You get Rs 300 credited to your bill amount on using your Union Uni Carbon credit card at any HPCL fuel station |
| Cashback/Rewards Points | Get 16 reward points on fuel spending of Rs 500 which is equivalent to 4% cashback and 6 payback points on fuel transactions made at HPCL fuel stations. Besides that, you earn 2 reward points on every Rs 100 spent on non-fuel transactions using this credit card. |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | Get Air accidental covers up to Rs 10 lakhs using this credit card. |
Benefits
You can accumulate 16 reward points when you spend Rs 500 on fuel, which is equivalent to a 4% cashback rate. This cashback of 4% is applicable to every Rs 100 spent on fuel purchases, with a maximum limit of Rs 150 per billing cycle.
Additionally, when you use your Union Uni Carbon credit card for fuel transactions at HPCL fuel stations, whether through the HP Pay app or POS, you receive 6 payback points.
For non-fuel transactions with this credit card, you earn 2 reward points for every Rs 100 spent. These reward points have a value of Rs 0.25 each on non-fuel transactions. Therefore, the overall reward rate for this credit card is Rs 0.50.
Eligibility for Union Uni Carbon Credit Card
- The age limit for primary cardholders should be between 18years to 65 years
- Cards are issued primarily to customers. To Non-customers on a selective basis.
- Income Eligibility is 2.5 lakh per Annum
- Cards are also issued against a lien on Fixed Deposit with a 25% margin without insisting on the Income Proof and scoring Model.
- Must have a good credit score
Document required for Union Uni Carbon Credit Card
- PAN card photocopy
- Latest payslip / Form 16 / IT return copy as income proof
- Color photographs
- Residential proof
- Identity proof
Fees & Charges of Union Uni Carbon Credit Card
| Fees & Charges | Union Uni Carbon Credit Card |
|---|---|
| Joining fee | Rs. 499 + taxes |
| Annual fee | Rs. 499 + taxes |
| Fee waiver | Spend-based waiver on an annual fee of Rs 499 on the spending of Rs 1,00,000 or above in the previous year. |
| Fuel surcharge | 1% surcharge waiver on fuel transactions of Rs 200 or above at all HPCL fuel stations |
How to Apply for Union Uni Carbon Credit Card
You can apply online or offline for this Union Bank Credit Card.
Online – Visit Union Bank’s official website and apply for this credit card.
Offline – You can visit the nearest Union Bank branch with all the necessary documents.
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Note: The content on this page is for information only. To apply for this card, please visit the Bank’s website.
