Amazon Pay ICICI Credit Card vs Rubyx Credit Card- Check below for a comparison between Amazon Pay ICICI Credit Card vs Rubyx Credit Card or ICICI Bank Rubyx Card vs Amazon Pay ICICI Credit Card and find which is better –
Comparison between Amazon Pay ICICI Credit Card vs Rubyx Credit Card:-
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Overview of Amazon Pay ICICI Credit Card
Boasting unlimited advantages, the Amazon Pay ICICI Credit Card stands out as a cashback card, granting a noteworthy 5% cash back exclusively for Prime members on the Amazon shopping app.
Furthermore, users can enjoy a 1% cashback on both online and offline expenses, making it a convenient and lifelong free credit card.
Positioned as a co-branded shopping credit card, the Amazon Pay ICICI Credit Card is designed for the convenience of online shoppers, particularly those who frequent Amazon.
This entry-level card boasts an attractive reward rate, especially for transactions made on the Amazon platform. However, its simplicity means it lacks the additional perks found in more advanced credit cards.
Amazon Pay ICICI Credit Card vs Rubyx Credit Card
Overview of ICICI Bank Rubyx Credit Card
ICICI Bank Rubyx Credit Card India’s first dual platinum credit card aims to provide its customers with benefits across various categories.
Earn 4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent using this credit card.
Amazon Pay ICICI Credit Card vs Rubyx Credit Card
| Features/Charges | Amazon Pay ICICI Credit Card | ICICI Bank Rubyx Credit Card |
|---|---|---|
| Joining Fees | Nil | Rs. 3,000 (plus applicable taxes) |
| Annual Fees | Nil | Rs. 2,000 (plus applicable taxes) |
| Welcome Benefits | Get a welcome bonus of Amazon Pay Balance, ranging from Rs300 to Rs600. | Elevate your movie nights with a generous 25% discount on ticket bookings through BookMyShow and INOX. To avail of this offer, make a minimum transaction of 2 tickets, and you can enjoy the discount up to 2 times in a month. The maximum discount available is Rs. 150, providing you with significant savings on your entertainment expenses. |
| Cashback / Rewards point | Enjoy a 5% cashback if you’re a Prime member, a 3% cashback if you’re not, and a 1% cashback on all other transactions. | Earn 4 Reward Points on every Rs. 100 spent on international transactions, 2 Reward Points on domestic purchases, and 1 Reward Point for each Rs. 100 expended on utilities and insurance categories through the utilization of this credit card. |
| Dining benefits | This card offers an exclusive 15% discount at partner restaurants participating in the ‘Culinary Treats program.’ | Save on dining costs with the Culinary Treats Program, providing exclusive discounts on your restaurant bills. |
| Travel benefits | N/A | Obtain two complimentary accesses to railway lounges and one complimentary access to airport lounges per quarter with each card variant, making it a total of two accesses per quarter. This privilege is granted upon reaching a minimum expenditure of Rs. 5,000 in the preceding quarter. |
| Annual fees waiver | NIL | Expenditure of Rs. 3 lakhs or higher in an anniversary year qualifies you for the waiver of the renewal fee. |
| Fuel surcharge waiver | This card offers a 1% fuel surcharge waiver, applicable at all fuel pumps across the country. | For fuel transactions at any fuel station in India, up to Rs. 4,000, the 1% fuel surcharge is not applicable. |
