The AU Bank Altura Plus Credit Card, provided by AU Small Finance Bank, is a versatile credit card crafted to offer customers seamless payment solutions and added advantages.
This credit card liberates you from the need for cash, enabling you to make purchases effortlessly. Whether you’re shopping online or at physical stores, the Altura Plus Credit Card facilitates secure transactions for goods and services.
Unlock the potential for rewards with every transaction using the Altura Plus Credit Card. These rewards can be collected and subsequently exchanged for a variety of enticing offers, discounts, or other valuable benefits.
Continue reading to delve into the intricate details of these exclusive advantages and discover how the Altura Plus Credit Card enhances your overall banking experience.
Table of Contents
Benefits and Features of AU Bank Altura Plus Credit Card
| Benefits and Features | AU Bank Altura Plus Credit Card |
|---|---|
| Welcome Benefits | As a gesture of welcome, enjoy a gift voucher worth Rs. 500 from leading brands upon acquiring the AU Bank Altura Plus Credit Card. |
| Cashback/Rewards Points | Experience cashback rewards with 1.5% cashback on all point-of-sale (POS) retail expenditures. Additionally, earn 1 Reward Point for every Rs. 100 spent after reaching the maximum cashback limit. |
| Travel Benefits | For your travel comfort, relish complimentary access to railway lounges at selected locations across India. |
| Dining Benefits | Dining benefits are not explicitly outlined. |
| Domestic Lounge Access | This card offers a perk of 2 complimentary domestic lounge accesses every calendar quarter, enhancing your travel experience further. |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Milestone Benefits
Achieve a spending milestone of Rs. 20,000 in a calendar month and receive an additional bonus of 500 Reward Points, adding an extra layer of rewards to your card usage.
Rewards Rate
Experience a competitive rewards rate with 1.5% cashback on all point-of-sale (POS) retail expenditures. Additionally, continue earning 1 Reward Point for every Rs. 100 spent after reaching the maximum cashback limit.
Eligibility for the AU Bank Altura Plus Card
To check the eligibility for the AU Bank Altura Plus Card, kindly read the AU Bank Altura Plus Credit Card Eligibility Blog post
Fees & Charges of AU Bank Altura Plus Credit Card
| Fees & Charges | AU Bank Altura Plus Credit Card |
|---|---|
| Joining fee | Rs. 499 + applicable taxes |
| Annual fee | Rs. 499 + applicable taxes |
| Fee waiver | Annual Fee Waiver – The joining fee is waived on spending Rs. 20,000 or more within the first 90 days and the renewal fee is waived on spending Rs. 80,000 in the previous year. |
| Fuel surcharge | 1% fuel surcharge waiver on all fuel transactions between Rs. 200 and Rs. 5,000 using this credit card. |
Spend-Based Waiver with the AU Bank Altura Plus Card
- Joining Fee Waiver: The joining fee of Rs. 499 is automatically waived if you spend Rs. 20,000 or more within the initial 30 days after the card setup date.
- Renewal Fee Waiver: Experience a renewal fee waiver by spending Rs. 80,000 or more in the previous anniversary year.
How to Apply for AU Bank Altura Plus Credit Card
You can apply online or offline for this AU Small Finance Bank Credit Card.
Online – Visit AU Small Finance Bank’s official website and apply for this credit card.
Offline – You can visit the nearest AU Small Finance Bank branch with all the necessary documents.
