The AU Bank Xcite Ace Credit Card, provided by AU Small Finance Bank, is a versatile credit card tailored to offer customers a multitude of benefits and convenient payment options.
This credit card enables you to make seamless transactions for goods and services at various merchants, both online and offline.
The Xcite Ace Credit Card is seamlessly integrated with AU Bank’s online banking platform, providing you with easy access to manage your card account. This includes checking your balance, reviewing transactions, and making payments online.
For a detailed exploration of these benefits and more, continue reading to discover how the Xcite Ace Credit Card enhances your overall banking experience.
Table of Contents
Benefits and Features of AU Bank Xcite Ace Credit Card
| Benefits and Features | AU Bank Xcite Ace Credit Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Enjoy 1% cashback on monthly spends of Rs. 7,500. Earn 2% cashback on monthly spends of Rs. 12,500. Receive a generous 3% cashback on monthly spends of Rs. 20,000. |
| Travel Benefits | Revel in the luxury of complimentary airport and railway lounge access each year, enhancing your travel experience. |
| Dining Benefits | Indulge your taste buds with up to a 30% discount on dining across a network of more than 300 restaurants. |
| Domestic Lounge Access | Make your wait more comfortable with 2 complimentary domestic airport lounge accesses every quarter, providing a touch of luxury to your travels. |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | Get personal accident cover worth Rs. 50 lakhs, card liability cover worth Rs. 2 lakhs, and purchase protection worth up to Rs. 25,000. |
Airport Lounge Access
You get 2 complimentary domestic airport lounge access every quarter, i.e. 8 free visits annually.
Railway Lounge Access
- You get 2 complimentary railway lounge access every quarter, i.e. 8 per year.
- The free lounge access can only be availed in selected cities, including New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra.
- Supplementary cardholders can also avail of free railway lounge visits (within the above complimentary visits only).
Free Device Protection Plan
- The Xcite Ace Card also offers you a complimentary device protection plan on mobile phones.
- Apart from this, cardholders get a one-year extended warranty on mobile phones, tablets, laptops, and white goods purchases.
Eligibility for the AU Bank Xcite Ace Credit Card
To check the eligibility for the AU Bank Xcite Ace Card, kindly read the AU Bank Xcite Ace Credit Card Eligibility Blog post
Fees & Charges of AU Bank Xcite Ace Credit Card
| Fees & Charges | AU Bank Xcite Ace Credit Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | Annual Fee Waiver – 1% fuel surcharge waiver on all fuel purchases, up to Rs. 250 per month. |
| Fuel surcharge | 1% fuel surcharge waiver on all fuel purchases, up to Rs. 250 per month using this credit card. |
How to Apply for AU Bank Xcite Ace Credit Card
You can apply online or offline for this AU Small Finance Bank Credit Card.
Online – Visit AU Small Finance Bank’s official website and apply for this credit card.
Offline – You can visit the nearest AU Small Finance Bank branch with all the necessary documents.
