The AU Bank Zenith Credit Card, launched by AU Small Finance Bank, offers cardholders the opportunity to accumulate reward points with every usage, whether it’s for shopping, dining, or international transactions.
Despite the annual fee of Rs. 7,999, the card comes with an attractive incentive. Receive a bonus of 10,000 reward points when you achieve a spending milestone of Rs. 1 lakh within the initial 60 days from the activation of your credit card.
For a comprehensive understanding of all the features and benefits, continue reading to unveil the detailed information about the AU Bank Zenith Credit Card.
Table of Contents
Benefits and Features of AU Bank Zenith Credit Card
| Benefits and Features | AU Bank Zenith Credit Card |
|---|---|
| Welcome Benefits | Upon completing 5 successful transactions within sixty days of card setup, enjoy a Zomato Pro membership. Additionally, receive Rs. 1,000 worth of vouchers after the first point-of-sale (POS) transaction. To add to the welcome benefits, earn 10,000 Bonus Reward Points on spending Rs. 1 Lakh within the specified timeframe. |
| Cashback/Rewards Points | Dining: Earn a rewarding 20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%). International Purchases and Grocery & Departmental Stores: Gain 10 Reward Points for every Rs. 100 spent, providing a competitive reward rate of 2.5%. All Other Spends (except fuel): Receive 5 Reward Points for every Rs. 100 spent, offering a reward rate of 1.25%. |
| Travel Benefits | Cardholders will get Reward Points can be redeemed for flight and hotel bookings on AU Rewardz portal, get complimentary access to domestic as well as international airport lounges, complimentary access to IRCTC lounges. |
| Dining Benefits | Get 20 Reward Points for every Rs. 100 spent on dining at standalone restaurants. |
| Domestic Lounge Access | Get 4 per quarter with Visa domestic lounge access program. |
| International Lounge Access | Get 2 every quarter with Priority Pass membership. |
| Movie Benefits | N/A |
| Insurance Benefits | Get comprehensive insurance cover including lost card liability cover, Credit Shield, air accident cover, and multiple other travel-related insurance covers. |
Airport Lounges
- Get complimentary lounge access in India and abroad at 1000+ airport lounges
- 2 complimentary lounge visits per calendar quarter, using Priority Pass at all participating lounges
- 4 complimentary domestic lounge visits per calendar quarter using your Zenith VISA Card
Railway Lounge Access
- Experience a touch of luxury with the AU Bank Zenith Credit Card, which offers 2 complimentary lounge accesses per calendar quarter at select railway stations.
- Enjoy the privilege of lounge access in prominent locations such as Kolkata (Sealdah), New Delhi, Jaipur, Ahmedabad, Madurai, and Agra. This exclusive benefit enhances your travel experience, providing comfort and relaxation during your journeys. Make the most of your Zenith Credit Card with these complimentary lounge accesses at railway stations.
Eligibility for the AU Bank Zenith Credit Card
To check the eligibility for the AU Bank Zenith Credit Card, kindly read the AU Bank Zenith Credit Card Eligibility Blog post
Fees & Charges of AU Bank Zenith Credit Card
| Fees & Charges | AU Bank Zenith Credit Card |
|---|---|
| Joining fee | Rs. 7,999 |
| Annual fee | Rs. 7,999 |
| Fee waiver | Annual Fee Waiver – Joining fee can be waived on spending Rs. 1.25 lakh within 90 days of card activation, annual fee can also be waived on spending Rs. 5 lakh in the previous year. |
| Fuel surcharge | 1% fuel surcharge waived off at all fuel pumps all over India (no max cap applicable) using this credit card. |
How to Apply for AU Bank Zenith Credit Card
You can apply online or offline for this AU Small Finance Bank Credit Card.
Online – Visit AU Small Finance Bank’s official website and apply for this credit card.
Offline – You can visit the nearest AU Small Finance Bank branch with all the necessary documents.
