Check below for a comparison between Axis Bank Magnus credit card vs HDFC Regalia credit card or HDFC Regalia credit card vs Axis Bank Magnus credit card and find which is better –
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Overview of HDFC Regalia credit card
Combining travel and lifestyle perks through a reward points mechanism, the HDFC Bank Regalia Credit Card is a distinguished offering in the bank’s portfolio. Gain a thorough understanding of the card, exploring its features, benefits, fees, and eligibility.
With an annual fee of Rs 2,500, this card extends a warm welcome with 2,500 bonus Reward Points.
Spanning lifestyle, travel, and dining, the HDFC Regalia Card is celebrated for its diverse advantages, securing its place as one of HDFC’s premier credit cards.
Upholding its commitment to luxury and travel perks, the card provides complimentary Airport Lounge Access both domestically and internationally.
Earning 4 Reward Points for every Rs. 150 spent on the card allows for redemption across various categories, each valued at up to Re. 0.5 per point.
Remarkably, the card maintains a minimal foreign currency markup, making it a preferred choice for international transactions.
Additionally, the card offers commendable dining benefits and 24X7 Concierge services.
Overview of Axis Bank Magnus credit card
Crafted for high-income individuals who seek a life of opulence, this premium card from the bank comes with a joining fee of Rs. 12,500.
Despite the initial expense, it bestows numerous premium travel, lifestyle, dining, and insurance perks.
The card provides exclusive access to both domestic and international airport lounges, accompanied by a 24*7 concierge service.
Additionally, premium clients can conduct international transactions with a modest 2% Forex Markup fee.
Axis Bank Magnus credit card vs HDFC Regalia credit card
| Features/Charges | Axis Bank Magnus Credit Card | HDFC Regalia credit card |
|---|---|---|
| Joining Fees | Rs. 10,000 + taxes | Rs. 2500 + Taxes |
| Annual Fees | Rs. 10,000 + taxes | Rs. 2500 + Taxes |
| Welcome Benefits | Upon activating your Axis Bank Magnus card for the first time, you gain access to a welcome benefit, giving you the option to receive a Tata Cliq Voucher of Rs. 10,000 or a complimentary domestic flight ticket. | We’re delighted to welcome you aboard with 2,500 bonus Reward Points. |
| Cashback / Rewards point | Receive 12 Axis EDGE REWARDS Points for every Rs. 200 spent on retail acquisitions using this card. Benefit from 5X Edge Rewards on travel spend via TRAVEL EDGE, and get 2X Axis EDGE REWARDS Points for transactions at Yatra, MakeMyTrip, GoIbibo, and other participating merchants. | Accumulate 4 Reward Points on every transaction of Rs. 150. |
| Dining benefits | Avail discounts of up to 25% at over 600 five-star restaurants in India*. Additionally, benefit from savings of up to 20% at more than 4,000 dining locations nationwide*. | Sign up for the exclusive dine-out passport membership, securing an additional 5% discount and early entry to various festivals and events happening at affiliated hotels. |
| Travel benefits | Avail yourself of unrestricted access to domestic airport lounges annually. Moreover, indulge in limitless complimentary visits to international lounges each year with Priority Pass*. | Gain free entry to both Domestic and International Lounges, accompanied by the included provision of Travel Insurance. |
| Annual fees waiver | Exclusion of annual fees – Renewal charges are waived if you achieve a minimum expenditure of Rs. 15 lakhs in the 12 months leading up to the renewal. | Have the annual fee nullified by reaching a spending threshold of 3 lakhs or more with this card. |
| Fuel surcharge waiver | This credit card ensures a 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 400 and Rs. 4,000, with the maximum waiver capped at Rs. 400 per month*. | Obtain a fuel surcharge waiver of 1% on transactions within the Rs. 400 to Rs. 5000 range. |
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