Axis Bank Neo Vs AURA Credit Card- Check below for a comparison between Axis Bank Neo Vs AURA Credit Card or AURA vs Axis Bank Neo Credit Card and find which is better–
Axis Bank Neo Vs AURA Credit Card
In the dynamic world of credit cards, the choice between the Axis Bank Neo Credit Card and the Axis Bank AURA Credit Card becomes pivotal for individuals seeking diverse financial benefits.
The Axis Bank Neo Credit Card caters to the digital lifestyle, offering exclusive rewards on online shopping, mobile recharges, and dining, making it a compelling choice for the tech-savvy consumer.
On the other hand, the Axis Bank AURA Credit Card is designed for versatile spending, providing benefits such as cashback on fuel, groceries, and utility bills.
This comprehensive comparison delves into the unique attributes of each card, empowering users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.
Whether you prioritize digital-centric rewards or seek a card with broader spending benefits, understanding the nuanced features of these Axis Bank credit cards will guide you towards the one that seamlessly aligns with your financial goals and individual aspirations.
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Overview of Axis Bank Neo Credit Card
Issued by the bank, the Axis Bank Neo Credit Card is highly regarded for the array of benefits it offers, including discounts, cash-back, and shopping-related reward points, making it a favoured choice for millennials.
Apart from earning Edge Reward Points on regular transactions, users can access enticing discounts at partner brands such as Zomato, Myntra, and Paytm.
Movie enthusiasts benefit from a 10% discount on BookMyShow bookings with this card. Supplementary perks include a 1% fuel surcharge waiver, attractive discounts from partner brands, and more.
Overview of Axis Bank AURA Credit Card
The AURA Credit Card from Axis Bank stands out as a top-tier credit card, presenting a diverse array of advantages.
This card ensures a 2% cashback on every transaction, featuring elevated cashback percentages for specific categories such as fuel, groceries, and utility bill settlements.
Additionally, users can relish a generous up to 20% discount on dining experiences at affiliated restaurants throughout the country. Furthermore, cardholders have the flexibility to transform substantial purchases into manageable EMIs with attractive low-interest rates.
Axis Bank Neo Vs AURA Credit Card
Features/Charges | Axis Bank Neo Credit Card | Axis Bank AURA Credit Card |
---|---|---|
Joining Fees | The fee of Rs.250 will be lifted if you meet the Rs.2,500 spending requirement within 45 days. | Rs. 749 (plus applicable taxes) |
Annual Fees | Rs.250 | Rs. 749 (plus applicable taxes) |
Welcome Benefits | Get introductory vouchers valid for use at Amazon or BookMyShow | Upon joining, you’ll receive a welcome perk in the form of a Decathlon voucher valued at Rs. 750. |
Cashback / Rewards point | Receive 2 reward points for every Rs.200 utilized with the Neo credit card. | Earn 2 EDGE Points for every Rs. 200 spent using the card, and enjoy a boost with 5 times the EDGE Points on insurance expenditures. |
Dining benefits | Take advantage of a 40% off deal on Zomato for your next food delivery order. | Enjoy dining at affiliated restaurants with discounts of up to 20%. |
Travel benefits | N/A | N/A |
Annual fees waiver | N/A | N/A |
Fuel surcharge waiver | Take advantage of a 1% discount on fuel surcharge, applicable at all fuel stations across the nation. | The credit card ensures the exemption of a 1% fuel surcharge at all fuel stations for transactions ranging between Rs. 400 and Rs. 4,000, with a maximum waiver capped at Rs. 250 per month*. |