The Axis Bank REWARDS Credit Card stands out as a rewarding credit card option from Axis Bank, enabling cardholders to accumulate valuable reward points through their expenditures.
This card not only provides the convenience of earning 2 reward points for every Rs. 200 spent but also includes complimentary airport lounge access and travel insurance, enhancing the overall cardholder experience.
Additionally, users have the opportunity to earn bonus reward points in specific categories like dining, fuel, and utility bill payments. For a deeper insight into these features, continue reading.
Table of Contents
Benefits and Features of Axis Bank REWARDS Credit Card
| Benefits and Features | Axis Bank REWARDS Credit Card |
|---|---|
| Welcome Benefits | As a gesture of welcome, cardholders can enjoy a generous introductory offer of 5000 Edge reward points upon spending Rs. 1,000 or more within the initial 30 days from the issuance of the card. |
| Cashback/Rewards Points | Earn 2 Edge points for every Rs. 125 spent. Avail 10X Edge points on expenditures up to Rs. 7,000 per month at Apparel and Department Stores. |
| Travel Benefits | Access domestic lounges with this credit card, enhancing your travel experience. |
| Benefits on Swiggy | Enjoy a 30% instant discount on Swiggy, up to Rs. 150 per month, for a minimum order value of Rs. 200 (twice a month). |
| Dinning Benefits | Delight in dining benefits with up to 20% off at AXIS partner restaurants across India. |
| Domestic Lounge Access | Benefit from 8 complimentary domestic lounge accesses every year, with a maximum of 2 lounge accesses available each quarter for all eligible credit card holders. |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Milestone Benefits:
Enjoy 1500 Edge Reward Points for expenditures exceeding Rs. 30,000 in each card statement cycle. Notably, EMI transactions, wallet transactions, rent payments, and cash withdrawal transactions are excluded from eligibility for the milestone benefit.
It’s essential to be aware that customers who switch from their existing Axis Bank card to the Rewards credit card are not eligible for the welcome benefit.
Cardholders are entitled to a renewal fee waiver upon spending Rs. 2 Lakhs or more in the card anniversary year, providing an added incentive for active and engaged card usage.
Membership Benefit:
Cardholders can relish membership bouquets valued up to Rs. 1000 every card anniversary year. Within 60 days of eligibility, members receive their membership link through SMS on their registered mobile number. It’s important to note that this benefit becomes accessible only after the payment of the card renewal fee. Axis Bank notifies the cardholder about the membership benefit after the payment of the minimum due amount for the 13th month before the due date. However, it’s worth mentioning that the membership benefit is not applicable to those holding a lifetime free card.
Eligibility for Axis Bank REWARDS Card
To check the eligibility for the Axis Bank REWARDS Card, kindly read the Axis Bank REWARDS Card Eligibility Blog post
Fees & Charges
| Fees & Charges | Axis Bank REWARDS Credit Card |
|---|---|
| Joining fee | Rs. 1,000 |
| Annual fee | Rs. 1,000 |
| Fee waiver | N/A |
| Fuel surcharge | 1% fuel surcharge waiver on all fuel transactions between Rs 400 to Rs. 5,000 (max cap of Rs. 400 waivers in a statement month) using this card. |
How to Apply for Axis Bank REWARDS Credit Card
You can apply online or offline for this Axis Bank REWARDS Card.
Online – Visit axis bank’s official website and apply for this Axis Bank REWARDS Card.
Offline – To initiate the process, kindly make your way to the nearest Axis Bank branch, ensuring you bring along all the required documents.
