HDFC Regalia vs Millennia credit card
Check below for a comparison between the HDFC Regalia vs Millennia credit card or HDFC Millennia vs Regalia credit card and find which is better –
HDFC Regalia vs Millennia credit card
Table of Contents
Overview of HDFC Millennia credit card
Offering substantial advantages, the HDFC Bank Millennia Credit Card stands out as a cashback option.
Utilizing this credit card allows you to earn a 5% cashback on your online expenses, covering platforms like Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others.
Processed into CashPoints, the cashback feature provides flexibility, enabling adjustments to the card’s statement balance, flight/hotel bookings, or purchases from HDFC’s product catalog.
Meeting quarterly spending milestones unlocks appealing gift vouchers, accompanied by dining discounts up to 20% and a waiver on fuel surcharges.
Welcome benefits, a renewal fee waiver, and complimentary lounge access at domestic airports in India contribute to the comprehensive benefits for cardholders.
Overview of HDFC Regalia credit card
The HDFC Bank Regalia Credit Card is a premier choice, offering both travel and lifestyle benefits through its rewarding points system.
HDFC Bank provides this upscale credit card, and a deeper understanding of its features, benefits, fees, and eligibility is essential.
Priced at Rs 2,500 per year, this card extends a welcome gesture with 2,500 bonus Reward Points.
Across lifestyle, travel, and dining, the card offers numerous advantages, solidifying its position as one of HDFC’s premier credit cards.
In alignment with its commitment to luxury and travel privileges, the HDFC Regalia Card provides complimentary Airport Lounge Access both domestically and internationally.
Spending Rs. 150 on the card earns you 4 Reward Points, which can be redeemed across various categories, each valued at up to Re. 0.5 per point. Notably, the card boasts a minimal foreign currency markup, positioning it as an excellent choice for international transactions.
Additionally, the card features exceptional dining benefits and round-the-clock Concierge services.
HDFC Regalia vs Millennia credit card
| Features/Charges | HDFC Regalia credit card | HDFC Millennia Credit Card |
|---|---|---|
| Joining Fees | Rs. 2500 + Taxes | Rs.1,000 + tax |
| Annual Fees | Rs. 2500 + Taxes | Rs. 1,000 + tax |
| Welcome Benefits | As a welcome gesture, we present you with 2,500 bonus Reward Points. | Indulge in the welcome bonuses bestowed by 1,000 CashPoints. |
| Cashback / Rewards point | Gain 4 Reward Points for every Rs. 150 spent. | Earn a 5% cashback on online expenses, including transactions made on Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and similar platforms. |
| Dining benefits | Enroll in the dine-out passport membership for an exclusive experience, featuring an extra 5% discount and early access to diverse festivals and events held at participating hotels. | Benefit from a 20% price reduction on dining at premium restaurants in different cities with the Good Food Trail Dining initiative. |
| Travel benefits | Gain complimentary entry to both Domestic and International Lounges, along with Travel Insurance included. | Enjoy eight free entries to domestic lounges annually, with a quarterly limit of two. |
| Annual fees waiver | Qualify for an exemption from the annual fee when your card spending exceeds 3 lakhs. | Qualify for a waived annual fee on the renewed Joining Fees by spending 1 Lakh with this card. |
| Fuel surcharge waiver | Avail a 1% exemption on fuel surcharge for transactions ranging from Rs. 400 to Rs. 5000. | Obtain a 1% discount on fuel surcharge for transactions within the Rs. 400 to Rs. 5,000 range. |
