ICICI Sapphiro vs HDFC Bank Diners- Check below for a comparison between the ICICI Sapphiro vs HDFC Bank Diners.

Overview of ICICI Sapphiro credit card

Among the premium offerings from ICICI Bank, the ICICI Bank Sapphiro Credit Card takes a significant place, following the ICICI Emeralde Credit Card.

Available in three versions—ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant—the issuance is presently limited to the ICICI Bank Sapphiro Visa Credit Card.

This card caters not only to avid travellers but also to individuals seeking a card with extensive savings opportunities, entertainment benefits, and diverse advantages.

ICICI Bank aims to kickstart your card journey on a positive note by offering exclusive welcome benefits that surpass the joining fee.

Whether it’s domestic or international purchases, utility bill payments, fuel acquisitions, or any other expenditure, your spending with the ICICI credit card ensures savings.

Overview of HDFC Bank Diners Club Black Credit Card

Among the elite credit card options at HDFC Bank, the Diners Club Black Credit Card takes centre stage as a symbol of exclusivity.

Crafted with precision to address the unique lifestyle and travel requirements of high-net-worth individuals, this credit card is a hallmark of luxury.

The comprehensive features and benefits ensure an indulgent and satisfying experience for those fortunate enough to possess it.

These credit cards provide a 24×7 concierge service, unrestricted entry to airport lounges, complimentary rounds of golf at some of the world’s top golf destinations, and various other high-end benefits.

HDFC targets individuals with a high net worth through these credit card offerings. Whether you select one or the other, both choices are solid for those in pursuit of a premium card.

Opting for the HDFC Diners Club Black Credit Card is especially beneficial for individuals expecting a substantial portion of their total credit card expenses to be on popular platforms such as Zomato, Ola, Amazon Prime, BookMyShow, and similar services.

ICICI Sapphiro vs HDFC Bank Diners

Features/Charges	ICICI Bank Sapphiro Credit Card	HDFC Diners Club Black credit card
Joining Fees	Rs 6,500 (plus applicable taxes)	Rs. 10,000
Annual Fees	Rs 3,500 (plus applicable taxes)	Rs. 10,000
Welcome Benefits	Take advantage of a 25% discount on movie ticket reservations through BookMyShow and INOX, provided you purchase a minimum of 2 tickets per transaction. This offer can be availed twice per month, ensuring substantial savings on your entertainment expenditures. The highest discount achievable is capped at Rs. 150.	Exceeding Rs. 1,50,000 in spending during the first 90 days comes with a special welcome advantage: complimentary annual memberships for Forbes, Club Marriott, Times Prime, MMT Black, Amazon Prime, and a three-month Swiggy One membership.
Cashback / Rewards point	Accrue 4 Reward Points for each Rs. 100 expended on international transactions, 2 Reward Points for domestic outlays, and 1 Reward Point for every Rs. 100 spent on utilities and insurance categories through the utilization of this credit card.	Every Rs. 150 spent accumulates 5 Reward Points, with the added advantage of 10x Reward Points on SmartBuy transactions and 2x Reward Points for dining on weekends.
Dining benefits	Benefit from reduced dining costs as the Culinary Treats Program provides discounts on your restaurant bills.	Enjoy a two-fold increase in Reward Points for dining over the weekends.
Travel benefits	Acquire two complimentary accesses to railway lounges every quarter and one free entry to an airport lounge each quarter with both card versions, resulting in a combined total of two accesses per quarter. To avail of this benefit, you need to achieve a minimum spending of Rs. 5,000 in the previous quarter.	Enjoy complimentary access to national and international lounges, providing a seamless experience both domestically and globally.
Annual fees waiver	Spending Rs. 3 lakhs or beyond during an anniversary year exempts you from paying the renewal fee.	The annual fee is waived if your annual spending exceeds Rs. 5,00,000.
Fuel surcharge waiver	Exemption from the renewal fee is granted upon spending Rs 6 Lakhs each year.	With this card, you receive a 1% fuel surcharge waiver at every fuel station across India.