SBI SimplySave credit card vs HDFC Regalia credit card

Check below for a comparison between SBI SimplySave credit card vs HDFC Regalia credit card or HDFC Regalia credit card vs SBI SimplySave credit card and find which is better –

Overview of SBI SimplySave credit card

Gain 1 Reward Point on each Rs. 100 spent, coupled with a noteworthy 0.25% Reward Rate. Enhance your benefits with 10 times more reward points when using the card for Dining, movies, departmental stores, and grocery transactions.

Dive into credit with the enticing offer of 2000 bonus reward points.

This card stands out by providing extra reward points on grocery, movie, and departmental store purchases, making it an ideal choice for credit beginners seeking savings on essential daily expenses.

Plus, enjoy an annual fee waiver upon spending Rs. 1 lakh or more.

Overview of HDFC Regalia credit card

Positioned as a premium credit card, the HDFC Bank Regalia Credit Card offers a blend of travel and lifestyle advantages through its reward points system.

Dive into the comprehensive details, covering features, benefits, fees, and eligibility.

Priced at an annual fee of Rs 2,500, this card greets you with a generous welcome bonus of 2,500 Reward Points.

Across lifestyle, travel, and dining categories, the HDFC Regalia Card offers a plethora of advantages, solidifying its reputation as one of HDFC’s premier credit cards.

Upholding its commitment to luxury and travel perks, the card provides complimentary Airport Lounge Access both domestically and internationally.

With every Rs. 150 spent on the card, you accumulate 4 Reward Points, redeemable across various categories with a value of up to Re. 0.5 per point.

Notably, the card maintains a low foreign currency markup, making it an ideal choice for international transactions. Furthermore, the card features exceptional dining benefits and round-the-clock Concierge services.

SBI SimplySave credit card vs HDFC Regalia credit card

Features/Charges	SBI SimplySave Credit Card	HDFC Regalia credit card
Joining Fees	Rs. 499 + taxes	Rs. 2500 + Taxes
Annual Fees	Rs. 499 + taxes	Rs. 2500 + Taxes
Welcome Benefits	Obtain 2000 reward points (equivalent to Rs. 500) on purchases of Rs. 2000 or more within the initial 60 days with this card.	Your welcome to us is met with a generous bonus of 2,500 Reward Points.
Cashback / Rewards point	Gain 1 Reward Point on each Rs. 150 spent, coupled with a noteworthy 0.25% Reward Rate. Enhance your benefits with 10 times more reward points when using the card for Dining, movies, departmental stores, and grocery transactions.	For every Rs. 150 spent, enjoy 4 Reward Points.
Dining benefits	Amplify your rewards by receiving ten times the points for every dining purchase made with this card.	Enroll in the dine-out passport membership to enjoy exclusive privileges, such as an additional 5% off and early entry to various festivals and events hosted at selected hotels.
Travel benefits	N/A	Access Domestic and International Lounges without any cost, and enjoy the added benefit of inclusive Travel Insurance.
Annual fees waiver	The annual fee is canceled if your annual card usage exceeds Rs. 1,00,000.	Qualify for an annual fee waiver by reaching a spending threshold of 3 lakhs with this card.
Fuel surcharge waiver	Avail a 1% fuel surcharge waiver on this card for all fuel station transactions in India.	Enjoy a 1% waiver on fuel surcharge for transactions falling between Rs. 400 and Rs. 5000.