ICICI Bank Rubyx vs Coral credit card- Check below for a comparison between ICICI Bank Rubyx vs Coral credit card and find which is better.
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Overview of ICICI Bank Rubyx Credit Card
ICICI Bank Rubyx Credit Card India’s first dual platinum credit card aims to provide its customers with benefits across various categories.
Earn 4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent using this credit card.
Overview of Coral Credit Card
The ICICI Coral Credit Card provides a range of benefits, such as reward points, cashback, and gift vouchers. Make sure to accumulate payback points on every spend.
The Coral credit card is available in three versions: Visa, Mastercard, and AmEx, allowing you to choose the one that best suits your preferences. With this card, each Rs. 100 transactions earn you up to 2 reward points, which can be redeemed across a variety of categories and products.
The Coral credit card presents an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.
In addition to these benefits, the card provides appealing discounts on Inox and BookMyShow movie tickets. Meeting your travel-related needs, it also includes complimentary access to domestic airport and railway lounges every quarter.
ICICI Bank Rubyx vs Coral credit card
Features/Charges | ICICI Bank Rubyx Credit Card | ICICI Coral credit card |
---|---|---|
Joining Fees | Rs. 3,000 (plus applicable taxes) | Rs. 500 |
Annual Fees | Rs. 2,000 (plus applicable taxes) | Rs. 500 + Taxes |
Welcome Benefits | Save on your movie experiences with a 25% discount on ticket bookings through BookMyShow and INOX. This offer is applicable for a minimum of 2 tickets per transaction and can be utilized up to 2 times in a month. Benefit from this opportunity to enjoy quality entertainment at a reduced cost, with the maximum discount capped at Rs. 150. | N/A |
Cashback / Rewards point | Gain 4 Reward Points for every Rs. 100 spent on international purchases, 2 Reward Points for domestic expenses, and 1 Reward Point for each Rs. 100 spent in the utilities and insurance sectors when utilizing this credit card. | Spending Rs. 100 on utility bills and insurance transactions will earn you 1 reward point, and using this card will give you 2 reward points. |
Dining benefits | Take advantage of the Culinary Treats Program to receive discounts on your dining bills, allowing you to save on your restaurant expenses. | Enjoy a 15% price reduction on dining bills when you use this card for payments. |
Travel benefits | Enjoy two complimentary railway lounge entries per quarter and one complimentary airport lounge entry each quarter with both card variants, providing a total of two accesses every quarter. This perk is accessible by achieving a minimum spending of Rs. 5,000 in the last quarter. | Enjoy complimentary entry to domestic lounges at both railway and airport locations by utilizing this card. |
Annual fees waiver | Spend Rs. 3 lakhs or more in an anniversary year, and the renewal fee will be waived. | Your annual fee is waived off if your annual spending on this card reaches or exceeds Rs. 1,50,000. |
Fuel surcharge waiver | All fuel transactions up to Rs. 4,000 at any fuel station in India will not incur the 1% fuel surcharge. | Receive a 1% fuel surcharge waiver when you use this card for transactions of Rs. 4000 at HPCL petrol stations. |