Check below for a comparison between the Shoppers Stop HDFC Bank Credit Card vs HDFC Millennia credit card or HDFC Millennia credit card vs Shoppers Stop HDFC Bank Credit Card and find which is better –
In the vibrant landscape of credit cards, the Shoppers Stop HDFC Bank Credit Card and HDFC Millennia Credit Card emerge as compelling choices, each curated to enhance specific facets of the cardholder’s experience.
The Shoppers Stop HDFC Bank Credit Card is synonymous with exclusive privileges within the renowned retail brand, offering tailored rewards and benefits for avid shoppers.
In contrast, the HDFC Millennia Credit Card is crafted for the modern lifestyle, providing versatile rewards on both online and offline transactions, including shopping, travel, and entertainment.
This comprehensive comparison explores the intricacies of rewards programs, fees, and additional perks, guiding you to make an informed decision aligned with your spending habits and lifestyle preferences.
Discover the unique advantages each card brings, paving the way for a credit card that seamlessly integrates with your individual needs and financial goals.
Table of Contents
Overview of HDFC Millennia credit card
Positioned as a valuable cashback solution, the HDFC Bank Millennia Credit Card provides substantial advantages.
By using the Millennia credit card for online spending, you become eligible for a 5% cashback on renowned platforms such as Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others.
The cashback, in the form of CashPoints, provides flexibility, enabling adjustments to the card’s statement balance, flight/hotel bookings, or purchases from HDFC’s product catalogue.
Meeting quarterly spending milestones unlocks appealing gift vouchers, coupled with dining discounts reaching 20% and a fuel surcharge waiver.
Welcome benefits, a renewal fee waiver, and complimentary lounge access at domestic airports in India contribute to the cardholder’s comprehensive advantages.
Overview of Shoppers Stop HDFC Bank Credit Card
Availing this card entitles individuals to a complimentary Shoppers Stop Membership. Tailored for consumers in search of generous rewards during their Shoppers Stop visits, this co-branded credit card provides exclusive perks.
Cardholders benefit from the accumulation of multiple reward points on their shopping transactions, which can be later used for additional purchases at Shoppers Stop.
Beyond reward points, cardholders also receive exclusive offers on delivery and grocery platforms such as Swiggy, Zomato, and BigBasket.
The card is offered with a lifetime free membership, making it an ideal choice for eligible customers seeking an elevated shopping experience at Shoppers Stop.
Shoppers Stop HDFC Bank Credit Card vs HDFC Millennia credit card
| Features/Charges | Shoppers Stop HDFC Bank credit Card | HDFC Millennia Credit Card |
|---|---|---|
| Joining Fees | N/A | Rs.1,000 + tax |
| Annual Fees | N/A | Rs. 1,000 + tax |
| Welcome Benefits | As a welcome advantage, you will be gifted a Rs. 500 voucher that can be utilized upon a minimum expenditure of Rs. 5000 on products from our private label brands. | Cherish the positive aspects tied to a sum of 1,000 CashPoints |
| Cashback / Rewards point | Gain 6 Points with each Rs.150 spent on purchases from Private Label Brands, and earn 2 Points for every Rs.150 spent on retail transactions excluding fuel and wallet expenditures. | Enjoy a 5% cashback benefit when you spend online, with eligible platforms including Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others. |
| Dining benefits | Enjoy savings of up to Rs. 1,500 on chosen vendors like Swiggy, Zomato, and BigBasket. | Access exclusive savings of 20% at premium dining establishments in different cities with the Good Food Trail Dining initiative. |
| Travel benefits | N/A | You are entitled to up to eight complimentary visits to domestic lounges each calendar year, with a cap of two visits per quarter. |
| Annual fees waiver | N/A | Qualify for a renewal Joining Fees waiver with an annual spend of 1 Lakh using this card. |
| Fuel surcharge waiver | You won’t incur a 1% fuel surcharge. | Obtain a 1% discount on fuel surcharge for transactions ranging from Rs. 400 to Rs. 5,000. |
