The Citi Rewards Credit Card, provided by Citibank, transforms everyday spending into a rewarding experience. By earning valuable reward points with every transaction, cardholders have the flexibility to accumulate points swiftly and redeem them for a variety of enticing options, including merchandise, gift vouchers, or cashback.
The card stands out for its accelerated rewards system, prioritizing specific categories like shopping or dining, enabling users to maximize benefits in key spending areas. This tailored approach ensures that customers enjoy an enhanced rewards program aligned with their lifestyle.
Additionally, the card offers an annual fee waiver upon reaching a spending threshold in the previous year, enhancing its attractiveness. With a focus on providing a diverse and personalized rewards experience, the Citi Rewards Credit Card delivers a compelling solution for individuals seeking a versatile and value-driven credit card.
To know more in detail about such benefits, keep reading.
Table of Contents
Benefits and Features of Citi Rewards Credit Card
| Benefits and Features | Citi Rewards Credit Card |
|---|---|
| Welcome Benefits | As a welcome benefit, up to 2,500 Reward Points. |
| Cashback/Rewards Points | Get 1 Reward point for spending Rs. 125 and 10 Reward Points on Rs. 125 you spend on departmental stores. |
| Travel Benefits | N/A |
| Dining Benefits | Receive a discount of up to 20% on dining at partnered restaurants. |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Eligibility for Citi Rewards Card
To know more details about the eligibility for the Citi Rewards Card, kindly read the Citi Rewards Card Eligibility Blog post
Fees & Charges of Citi Rewards Credit Card
| Fees & Charges | Citi Rewards Card |
|---|---|
| Joining fee | Joining Fee: Rs. 1,000 plus applicable taxes. However, if you are a Citibank Suvidha account holder, the annual fee is complimentary for you. This means that if you maintain a Citibank Suvidha account, you won’t be charged the annual fee for holding this credit card. |
| Annual fee | Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders) |
| Fee waiver | There is also an Annual Fee Waiver feature. To enjoy this waiver, you need to make eligible transactions. Specifically, if you spend Rs. 30,000 or more using the credit card in the previous year, you won’t have to pay the annual fee for the upcoming year. |
| Fuel surcharge | When you use this credit card for fuel transactions at Indian Oil outlets, a 1% fuel surcharge is waived. This benefit applies when your fuel transaction is a minimum of Rs. 10, and it is applicable across all Indian Oil fuel pumps in the country. Essentially, you save on the usual 1% charge that is often applied to fuel purchases using credit cards. |
How to Apply for Citi Rewards Credit Card
You can apply online or offline for this Citi Bank Credit Card.
Online Application:
- Visit Citi Bank’s Official Website:
- Navigate to the official website of Citibank.
- Look for the section related to credit cards or the specific page for the Citi IndianOil Credit Card.
- Follow the instructions provided for credit card applications.
- Input the required information, personal details, and any additional documents as requested.
- Submit the application form online.
Offline Application:
- Visit the Nearest Citi Bank Branch:
- Locate the nearest Citibank branch in your area.
- Gather all necessary documents required for credit card application (these typically include identity proof, address proof, income proof, etc.).
- Visit the bank branch in person.
- Approach a bank representative or go to the credit card section.
- Express your interest in applying for the Citi IndianOil Credit Card.
- Fill out a physical application form provided by the bank.
- Submit the completed form along with the required documents.
