The IndianOil Citi Credit Card is a collaborative offering from Citibank and Indian Oil Corporation Limited (IOCL), focusing on providing users with tailored benefits and rewards, particularly centered around fuel-related expenses. It is designed to provide customers with benefits and rewards specifically tailored for fuel and related expenses. This co-branded credit card allows cardholders to accumulate reward points not just on fuel transactions but also on various other purchases made using the card. These accrued reward points can later be redeemed for fuel vouchers or other enticing rewards. For a detailed understanding of the benefits, read on.
Table of Contents
Benefits and Features of IndianOil Citi Credit Card
| Benefits and Features | IndianOil Citi Credit Card |
|---|---|
| Welcome Benefits | Upon activating the card, you receive a welcome bonus of 250 Turbo Points. |
| Cashback/Rewards Points | Subsequently, for every Rs. 150 spent, you earn 1 Turbo Point. Additionally, when you spend at supermarkets, you garner 2 Turbo Points for every Rs. 150, and for fuel expenditures, you accumulate 4 Turbo Points for each Rs. 150 spent. |
| Travel Benefits | N/A |
| Dining Benefits | In terms of dining benefits, you enjoy up to a 20% discount at numerous participating restaurants. |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Additional Perks
- Exclusive saving offers for flights via MakeMyTrip.
- Savings of up to Rs. 1000 on EaseMyTrip bookings.
- Enjoy up to a 15% discount on accommodations with Vista Rooms.
- Avail up to a 15% cashback at duty-free stores, enhancing your travel shopping experience.
IndianOil Citi Credit Card Rewards
As a dedicated fuel credit card, the Indian Oil Citi Credit Card offers Turbo Points as part of its reward program.
- Earn 1 Turbo Point for every Rs. 150 spent on general purchases.
- Gain 2 Turbo Points per Rs. 150 spent on supermarkets and groceries, with an additional Turbo Point on every Rs. 150 spent for transactions exceeding Rs. 5,000. The extra Turbo Points are limited to 34 per transaction.
- Receive 4 Turbo Points for every Rs. 150 spent on fuel transactions at authorized IndianOil outlets. The Turbo Points for fuel purchases are capped at 267 per transaction.
Eligibility for IndianOil Citi Card
To know more details about the eligibility for the IndianOil Citi Card, kindly read the IndianOil Citi Card Eligibility Blog post
Fees & Charges of IndianOil Citi Credit Card
| Fees & Charges | IndianOil Citi Credit Card |
|---|---|
| Joining fee | Rs. 1,000 |
| Annual fee | Rs. 1,000 |
| Fee waiver | Annual fee waiver – The annual fee for the card is waived if you have spent Rs. 30,000 or more in the preceding year. |
| Fuel surcharge | Additionally, you benefit from a 1% fuel surcharge waiver when making fuel purchases at any IndianOil outlet across all fuel pumps in the country using this credit card. |
How to Apply for IndianOil Citi Credit Card
You can apply online or offline for this IndianOil Citi Card.
Online: Visit Citi Bank’s official website and complete the application process for the IndianOil Citi Card.
Offline: If you prefer a face-to-face interaction, you can visit the nearest Citi Bank branch. Ensure you have all the necessary documents ready for a smooth application process.
