Check below for a comparison between the Flipkart Axis Bank credit card vs HDFC Moneyback credit card or HDFC Moneyback credit card vs Flipkart Axis Bank credit card and find which is better –

In the realm of credit cards tailored for diverse spending habits, the choice between the Flipkart Axis Bank Credit Card and the HDFC Moneyback Credit Card takes centre stage for consumers navigating the digital and everyday expenditure landscape.

The Flipkart Axis Bank Credit Card, a collaborative creation with the popular e-commerce platform, offers exclusive benefits such as cashback and rewards meticulously designed for transactions on Flipkart.

On the other hand, the HDFC Moneyback Credit Card is renowned for its simplicity, providing cashback rewards on everyday expenses, making it an ideal choice for those who value uncomplicated savings.

This comprehensive analysis explores the unique attributes of each card, guiding users to make an informed decision based on their specific digital spending patterns, preferences, and lifestyle choices.

Whether you seek specialized rewards for online shopping or straightforward cashback benefits, understanding the nuanced features of these credit cards will direct you towards the one that seamlessly aligns with your financial goals and individual preferences.

Overview of Flipkart Axis Bank credit card

For those seeking a top-tier cashback credit card, the Flipkart Axis Bank Credit Card by Axis Bank is an optimal choice. It offers an impressive 5% cashback on purchases from Flipkart and Myntra, along with 1.5% cashback on all other expenditures.

Looking to shop for daily household needs, apparel, electronics, books, or partake in some festive retail therapy?

With the Flipkart Axis Bank Credit Card, you’ll enjoy an immediate 5% cashback on Flipkart, along with accelerated cashback at popular outlets like Swiggy, PVR, Uber, Tata Play, Cleartrip, and cult.fit. The card also provides valuable benefits for travel, dining, and fuel.

Overview of HDFC Moneyback credit card

Enjoy an annual welcome and renewal benefit of 500 Cash points upon payment of the joining or renewal fee.

The renewal fee can be waived based on your annual spending. This card entitles you to 4 Reward Points for every Rs. 150 spent online and 2 Reward Points for every Rs. 150 spent on other categories.

Utilize these reward points for cashback, SmartBuy flight/hotel bookings, and a variety of products/vouchers. Furthermore, quarterly spending can earn you gift vouchers every quarter.

Flipkart Axis Bank credit card vs HDFC Moneyback credit card

Features/Charges	Flipkart Axis Bank credit card	HDFC Moneyback Credit Card
Joining Fees	Rs. 500 + Taxes	Rs. 500 + Taxes
Annual Fees	Rs. 500 + Taxes	Rs. 500 + Taxes
Welcome Benefits	Gain Rs. 500 in Flipkart vouchers and avail a 15% cashback, up to Rs. 500, when you shop on Myntra.	Settling the membership fee ensures you receive a welcome benefit of 500 Cash Points.
Cashback / Rewards point	Avail a 5% cashback on transactions at Flipkart and Myntra, in addition to a 1.5% cashback on retail purchases.	On every Rs 150 spent online, you’ll accumulate 4 Reward Points, while 2 Reward Points are gained on other expenditures.
Dining benefits	Avail a 20% off at affiliated restaurants by Axis Bank’s ‘Dining Delights’ program when making payments with this card.	Enjoy up to 20% off on your dining expenses through Swiggy Dineout.
Travel benefits	Make use of this card to receive four free visits at domestic airports every year.	N/A
Annual fees waiver	Obtain an annual fee waiver by making expenditures of 2 Lakhs using this card.	Expenditures of Rs. 50,000 or more in the last year lead to the abrogation of the annual fee.
Fuel surcharge waiver	Avail a 1% fuel surcharge waiver when using this card at any fuel station in India.	There is no 1% fuel surcharge for any transaction involving fuel.