Check below for a comparison between HDFC Infinia Metal vs Diners Club Black card or Diners Club Black card vs HDFC Infinia Metal and find which is better:-

Overview of HDFC Infinia Metal

The card provides exclusive benefits such as round-the-clock concierge services, access to premium golf locations, and enticing dining perks at some of the nation’s top-tier restaurant chains.

Taking into account the global travel needs of its premium clientele, HDFC extends a reduced foreign currency exchange rate of 2% and includes a complimentary membership to the Priority Pass program.

HDFC Infinia Metal operates on a Reward Points basis, offering 5 Reward Points for every Rs. 150 spent. Despite the slightly higher annual membership fee of Rs. 12,500, it is undoubtedly worthwhile, especially for financially stable individuals who refuse to compromise on their lifestyle.

Overview of HDFC Diners Black Club credit card

HDFC Bank’s Diners Club Black Credit Card holds a distinguished position as a premium and upscale credit card within the bank’s offerings.

Meticulously crafted to align with the preferences of affluent individuals, the card caters specifically to their lifestyle and travel needs.

Cardholders can enjoy an opulent and fulfilling experience with the plethora of exceptional features and advantages it provides.

With a 24×7 concierge service, unrestricted airport lounge access, complimentary rounds of golf at premier golf destinations globally, and a range of other premium advantages, these credit cards deliver exceptional benefits.

HDFC strategically targets individuals with a considerable net worth through these credit card offerings.

Choosing between the two is a win-win situation for those seeking a premium card.

Opting for the HDFC Diners Club Black Credit Card is especially advantageous if a significant part of your total credit card spending is allocated to popular platforms like Zomato, Ola, Amazon Prime, BookMyShow, and similar services.

HDFC Infinia Metal vs Diners Club Black card

Features/Charges	HDFC Infinia Metal Card	HDFC Diners Club Black credit card
Joining Fees	Rs. 12,500	Rs. 10,000
Annual Fees	Rs. 12,500	Rs. 10,000
Welcome Benefits	Upon joining, you’ll receive 12,500 Reward Points along with numerous additional perks.	Achieving a spending of Rs. 1,50,000 or above within the initial 90 days ensures you a welcome reward: complimentary annual memberships for Forbes, Club Marriott, Times Prime, MMT Black, Amazon Prime, and a three-month membership for Swiggy One.
Cashback / Rewards point	Acquire 5 Reward Points for each retail expenditure totaling Rs. 150	Earning 5 Reward Points for every Rs. 150 spent is complemented by an impressive 10x Reward Points on SmartBuy transactions and 2x Reward Points for dining during the weekends.
Dining benefits	Enjoy exclusive dining promotions and receive a complimentary Club Marriott membership, including a 1 + 1 free buffet at ITC hotels.	Earn 2 times the Reward Points for dining during the weekends.
Travel benefits	Receive a complimentary Priority Pass membership, granting unlimited free entry to airport lounges, as well as access to the Infinia Credit Card Lounge Access Program. Additionally, enjoy a one-year complimentary Club Marriott membership and a free 2 + 1-night stay at various premium ITC hotels.	Enjoy complimentary admission to domestic and international lounges, both on a national and global scale.
Annual fees waiver	By expending Rs. 10 lakh in the preceding year, you can have the renewal fee exempted.	Spend more than Rs. 5,00,000 annually to enjoy a waiver on the annual fee.
Fuel surcharge waiver	Enjoy a waiver of 1% on the fuel surcharge*.	This card provides a 1% fuel surcharge waiver at all fuel pumps nationwide.