The IDFC FIRST Classic Credit Card is a credit card that offers convenience and benefits to its users. It is designed to make everyday purchases and financial transactions easier and more rewarding.
The IDFC FIRST Classic Credit Card stands out by offering a seamless experience without any joining fees while prioritizing customer needs. Upon issuance, you’re greeted with a generous Rs. 500 gift voucher and a 5% cashback on your initial EMI transaction. When it comes to spending, this card goes the extra mile.
For offline purchases, you earn 3 Reward Points for every Rs. 150 spent, and for online transactions, the rate increases to 6 Reward Points per Rs. 150. Notably, you can accumulate up to 10 Reward Points on additional spending beyond Rs. 20,000 in a month. Special occasions like birthdays and significant purchases are further rewarded with extra points.
Beyond Reward Points, the IDFC FIRST Classic Credit Card enriches your lifestyle with compelling travel, movie, and dining benefits. Quarterly, enjoy 4 complimentary Railway lounge accesses, a substantial up to 20% dining discount, and an impressive 25% off on movie expenses. The perks extend to complimentary Road Side Assistance, insurance benefits, and more, making this credit card a comprehensive package tailored to your diverse needs.
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Key Features of the IDFC FIRST Classic Credit Card
- Rewards Program: With this card, users earn reward points for every purchase made. These points can be redeemed for various options like merchandise, vouchers, or discounts.
- Interest-Free Period: The IDFC FIRST Classic Credit Card offers an interest-free period on purchases. If the outstanding balance is paid in full by the due date, no interest will be charged.
- Easy Bill Payment: Cardholders can conveniently pay their credit card bills through online banking, mobile banking, or automatic debit options.
- Secure Transactions: The card provides enhanced security features to protect against fraudulent transactions, ensuring peace of mind for cardholders.
Benefits and Features of IDFC FIRST Classic Credit Card
| Benefits and Features | IDFC FIRST Classic Credit Card |
|---|---|
| Welcome Benefits | As a welcome offer, the Classic Credit Card provides a voucher worth Rs. 500 when you spend Rs. 15,000 or more within the first 90 days of activating the card. Furthermore, you can avail 5% cashback on the value of your first EMI transaction within 90 days of receiving the card. |
| Cashback/Rewards Points | Earn 3 Reward Points on every offline spend of Rs. 150 & 6 Reward Points on every online spend of Rs. 150 using this Classic Credit Card |
| Travel Benefits | Get 4 complimentary Railway lounge access in a calendar quarter. Also, get complimentary roadside assistance worth Rs. 1399 4 times a year |
| Dining Benefits | Get up to 20% discount on dining through your Classic Credit Card. |
| Domestic Lounge Access | Get 4 complimentary Railway lounge access every quarter |
| International Lounge Access | N/A |
| Movie Benefits | Get a 25% discount on movies (up to Rs. 100) on the Paytm app, once per month |
| Insurance Benefits | You get a personal accident cover worth Rs. 2 Lakhs and a lost card liability cover worth up to Rs. 25,000 |
Eligibility & Document for IDFC FIRST Classic Card
Read the article on CardsPreview.com for IDFC FIRST Classic Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | IDFC FIRST Classic Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | N/A |
| Fuel surcharge | 1% fuel surcharge waiver at all fuel stations |
How to Apply for IDFC FIRST Classic Credit Card
You can apply online or offline for this IDFC FIRST Classic Card.
Online – Visit IDFC First Bank‘s official website and apply for this IDFC FIRST Classic Card.
Offline – You can visit the nearest IDFC FIRST Bank branch with all the necessary documents for the IDFC FIRST Classic Card.
