The IDFC FIRST Wealth Credit Card is a special credit card offered by IDFC First Bank in India. It is designed for people with high net worth who want exclusive benefits. You earn reward points on your card transactions. These points can be collected and used to get rewards like merchandise, travel bookings, vouchers, or statement credits. The rate at which you earn points may be higher than regular credit cards.
The IDFC FIRST Wealth credit card stands out as the flagship product from the bank. Despite its premium features, similar to the other three cards in the series, the Wealth Credit Card does not charge an annual membership fee. Additionally, it boasts a favorable interest rate ranging from 0.75% to 3.5% and a modest forex markup fee of just 1.5% on the transaction amount.
Being a top-tier offering, the card provides exclusive perks such as complimentary rounds of golf, free access to international and domestic lounges, and a range of insurance covers, including an air accident insurance policy valued at Rs. 1 crore.
Furthermore, cardholders can enjoy the privilege of receiving up to 2 complimentary movie tickets each month, enhancing their cinematic experiences while reaping the rewards of this exceptional card.
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Benefits and Features of IDFC FIRST Wealth Credit Card
| Benefits and Features | IDFC FIRST Wealth Credit Card |
|---|---|
| Welcome Benefits | As a welcome benefit, you will get Gift Vouchers worth Rs. 500 from premium brands on spending over Rs. 30,000 within 90 days and a 5% cash back on the first EMI transaction made within the first 30 days. |
| Cashback/Rewards Points | Earn 3 Reward Points on every Rs. 100 spent offline, 6 Reward Points on every Rs. 100 spent online, 10 Reward Points per Rs. 100 on spends above Rs. 30,000 using this credit card |
| Travel Benefits | Get 4 complimentary international as well as domestic lounge access and spa visits every year on this credit card |
| Dining Benefits | up to 20% discount on over 1,500 restaurants |
| Domestic Lounge Access | Up to 4 free visits to domestic airport lounges per quarter using this credit card |
| International Lounge Access | Up to 4 complimentary international lounge visits per quarter suing this credit card |
| Movie Benefits | Up to 4 complimentary international lounge visits per quarter using this credit card |
| Insurance Benefits | Travel-related insurance benefits including accidental air death insurance worth Rs. 1 crore, personal accident coverage worth Rs. 10 lakh, and lost card liability cover worth Rs. 50,000 |
Golf Benefits
As a cardholder of the IDFC FIRST Wealth Credit Card, you have the opportunity to enjoy complimentary golf rounds based on your spending. Here’s how it works:
- Complimentary Golf Round: For every Rs. 20,000 spent in the previous month using your IDFC FIRST Wealth Credit Card, you are eligible to receive one complimentary golf round. This means that if you spend Rs. 40,000, you can enjoy two complimentary golf rounds.
- Monthly Limit: The maximum number of complimentary golf rounds you can avail in a month is two. So even if you exceed the spending threshold of Rs. 40,000, the complimentary rounds will be limited to two for that month.
Eligibility & Document for IDFC FIRST Wealth Card
Read the article on CardsPreview.com for IDFC FIRST Wealth Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | IDFC FIRST Wealth Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | N/A |
| Fuel surcharge | A 1% fuel surcharge is waived at all authorized fuel stations |
How to Apply for IDFC FIRST Wealth Credit Card
You can apply online or offline for this IDFC FIRST Wealth Card.
Online – Visit IDFC First Bank‘s official website and apply for this IDFC FIRST Wealth Card.
Offline – You can visit the nearest IDFC FIRST Bank branch with all the necessary documents for the IDFC FIRST Wealth Card.
