IDFC FIRST WoW Credit Card

The IDFC FIRST WoW Credit Card is a premium credit card that offers a range of benefits and features. It provides cardholders with a rewarding experience through its attractive rewards program and exclusive privileges.

The FIRST Wow Card stands out as a lifetime free card, with no joining or renewal fees. What sets it apart is the absence of foreign markup fees, a feature not found in other IDFC FIRST Credit cards. This means zero charges on international transactions, making it a cost-effective choice.

Earn 4 Reward Points on every non-specified spend, and the accrued points have a lifetime validity, ensuring they never expire. These points can be redeemed for vouchers, deals, and more at your convenience. The card also welcomes you with a 5% cashback as a part of its welcome benefit and extends a 1% fuel surcharge waiver.

In terms of security and assistance, the FIRST Wow Card provides Personal Accident and Card Liability coverage of up to Rs. 2 Lakh. Additionally, enjoy the convenience of Complimentary Roadside Assistance valued at Rs. 1,399 four times a year. Delight in exclusive dining benefits and discounts at over 3000 health and wellness outlets. This card is designed to offer not just financial perks but also a comprehensive suite of benefits catering to various aspects of your lifestyle.

Key Features of the IDFC FIRST WoW Credit Card

  • Welcome Benefits: You receive rewards or vouchers when you activate the card for the first time.
  • Rewards Program: With this credit card, you earn reward points on your everyday purchases. These points can be redeemed for various options like merchandise, travel bookings, vouchers, and more.
  • Milestone Benefits: When you reach certain spending milestones, you get additional rewards or benefits. These can include bonus reward points, cashback, or vouchers.
  • Fuel Benefits: You can enjoy fuel surcharge waivers at select fuel stations, helping you save money on fuel expenses.
  • Exclusive Privileges: This credit card offers exclusive privileges such as access to airport lounges, concierge services, discounts on dining and shopping, and complimentary movie tickets.
  • Contactless Payments: The card supports contactless payments, allowing you to make quick and secure transactions at compatible payment terminals.
  • Zero Annual Fee: Depending on specific conditions or promotional offers, the card may come with no annual fee.

Benefits and Features of IDFC FIRST WoW Credit Card

Benefits and FeaturesIDFC FIRST WoW Credit Card
Welcome BenefitsAs a welcome benefit, get 5% Cashback up to Rs. 1,000 on the first EMI transaction done within 90 days of card activation.
Cashback/Rewards PointsGet 4X Reward Points on every Rs. 150 spent
Travel BenefitsN/A
Dining BenefitsGet a 20% discount at 1500+ restaurants using this WoW Credit Card
Domestic Lounge AccessN/A
International Lounge AccessN/A
Movie BenefitsN/A
Insurance BenefitsN/A
*terms and conditions are applied for every credit card, kindly check the official website of IDFC First Bank

Eligibility & Document for IDFC FIRST WoW Card

Read the article on for IDFC FIRST WoW Card Eligibility & Document here.

Fees & Charges

Fees & ChargesIDFC FIRST WoW Card
Joining feeNil
Annual feeNil
Fee waiverN/A
Fuel surcharge1% fuel surcharge waiver at all fuel stations
*terms and conditions are applied for every credit card offer, kindly check the official website of IDFC First Bank

How to Apply for IDFC FIRST WoW Credit Card

You can apply online or offline for this IDFC FIRST WoW Card.

Online – Visit IDFC First Bank‘s official website and apply for this IDFC FIRST WoW Card.

Offline – You can visit the nearest IDFC FIRST Bank branch with all the necessary documents for the IDFC FIRST WoW Card.

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