The IDFC FIRST Millennia Credit Card is specifically designed for millennials, offering a range of features and benefits that align with their lifestyle and preferences.
It offers a remarkable feature of earning up to 10 times Non-Expiring Reward points, providing the flexibility to redeem them whenever you choose. This card ensures the accumulation of reward points for both online and offline transactions. For avid train travellers, there’s an added perk – complimentary access to the Railway Lounge four times per quarter, elevating the journey with a touch of luxury.
Additional advantages of the card encompass a generous 25% discount on movies, a substantial 20% off on dining expenses, complimentary roadside assistance, and more.
What sets it apart is its status as a lifetime free credit card, translating to no annual fees whatsoever. This implies that as long as you use this exceptional card, you won’t have to incur any charges, making it a truly cost-effective and valuable choice.
Table of Contents
Key Features of the IDFC FIRST Millennia Credit Card
- Welcome Benefits:
- With the IDFC FIRST Millennia Credit Card, you can enjoy 5% cashback on your first EMI spend, up to a maximum of Rs. 1000. This cashback will be credited to your account. In addition, as a welcome gift, you will receive vouchers worth Rs. 500 when you spend Rs. 15,000 or more within 90 days of receiving the card. These vouchers can be used to avail of discounts or benefits at partner merchants.
- Rewards Program: With this credit card, you earn reward points on your everyday purchases. These points can be redeemed for various options like merchandise, travel bookings, vouchers, and more.
- Milestone Benefits: When you reach certain spending milestones, you receive additional rewards or benefits such as bonus reward points, cashback, or vouchers.
- Dining and Entertainment Offers: You can enjoy special discounts, offers, or complimentary experiences at selected dining and entertainment outlets.
Benefits and Features of IDFC FIRST Millennia Credit Card
| Benefits and Features | IDFC FIRST Millennia Credit Card |
|---|---|
| Welcome Benefits | With the IDFC FIRST Millennia Credit Card, you can enjoy 5% cashback on your first EMI spend, up to a maximum of Rs. 1000. This cashback will be credited to your account. In addition, as a welcome gift, you will receive vouchers worth Rs. 500 when you spend Rs. 15,000 or more within 90 days of receiving the card. These vouchers can be used to avail discounts or benefits at partner merchants. |
| Cashback/Rewards Points | Earn 3 Reward Points on each offline spend of Rs. 150, 6 RPs per online spend of Rs. 150, and 10 Rewards on every Rs. 150 on spends above Rs. 20,000 on this card |
| Travel Benefits | Get Complimentary Railway lounge access 4 times a quarter. |
| Dining Benefits | Get up to 20% discount on more than 1,500 Restaurants across India |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | Get 25% discount on movie tickets once a month on the Paytm app |
| Insurance Benefits | Personal Accidental Cover worth Rs. 2 Lakhs on all active cards. Lost Card Liability Cover of Rs 25,000. |
Eligibility & Document for IDFC FIRST Millennia Card
Read the article on CardsPreview.com for IDFC FIRST Millennia Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | IDFC FIRST Millennia Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | N/A |
| Fuel surcharge | 1% fuel surcharge waiver at all fuel stations |
How to Apply for IDFC FIRST Millennia Credit Card
You can apply online or offline for this IDFC FIRST Millennia Card.
Online – Visit IDFC First Bank‘s official website and apply for this IDFC FIRST Millennia Card.
Offline – You can visit the nearest IDFC FIRST Bank branch with all the necessary documents for the IDFC FIRST Millennia Card.
