The IDFC FIRST Select Credit Card is a special credit card offered by IDFC First Bank in India. It is designed to provide a premium and rewarding experience to its users.
Table of Contents
Benefits and Features of IDFC FIRST Select Credit Card
| Benefits and Features | IDFC FIRST Select Credit Card |
|---|---|
| Welcome Benefits | As a welcome benefit, you will get Rs. 500 vouchers based on spending within 90 days of card issuance and a 5% cashback on EMI transactions within 30 days of card issuance. |
| Cashback/Rewards Points | Earn 3 Reward Points on each Rs. 125 spent offline, 6 Reward Points on each Rs. 125 spent online, and 10 Reward Points on every Rs. 125 on spends above Rs. 25,000 using this credit card |
| Travel Benefits | Get multiple benefits in Travel, check after table for details |
| Dining Benefits | Up to 20% discount on dining. |
| Domestic Lounge Access | Get 4 complimentary domestic airport lounge visits and 4 complimentary railway lounge visits per quarter. |
| International Lounge Access | N/A |
| Movie Benefits | Buy One Get One free movie ticket up to Rs. 250 on the Paytm app |
| Insurance Benefits | You get an air accident cover worth Rs. 1 Crore, a personal accident cover worth up to Rs 5,00,000, and a travel insurance cover worth up to Rs 22,500. |
Travel Benefits
The IDFC FIRST Select Credit Card offers exclusive travel benefits to enhance your travel experiences. Here are the key features:
- Airport Meet and Greet: Enjoy Airport Meet and Greet services at over 450 destinations worldwide. This service ensures a smooth and hassle-free airport experience, providing assistance with check-in, security, and immigration procedures.
- Airport Transfers and Concierge Service: Make your travel experience more convenient and personalized with airport transfers and a dedicated concierge service. This service ensures seamless transportation from the airport to your destination and offers assistance with travel arrangements, reservations, and recommendations.
- Access to Luxury Hotels: Gain access to a network of over 900 luxury hotels worldwide. These hotels offer premium features and benefits, providing you with a luxurious and comfortable stay during your travels.
Up to 10X Reward Points on your purchases
The IDFC FIRST Select Credit Card provides attractive rewards for your purchases. Here are the key features of the reward program:
- Flat Reward Rate: The card offers a flat reward rate of 3% on your purchases. This rate is considered good and allows you to earn rewards on a variety of transactions.
- No Expiry Date: The reward points you earn with the IDFC FIRST Select Credit Card do not have an expiry date. You can accumulate them over time and redeem them at your convenience without worrying about them expiring.
- Easy Redemption Options: The redemption process for your reward points is relatively easy and straightforward. You can choose from a range of redemption options that suit your preferences, such as merchandise, travel bookings, vouchers, or statement credits.
Here’s how the reward points are earned:
- 10X Reward Points: You earn 10 times the regular reward points on incremental purchases greater than Rs. 25,000 per billing cycle. This provides an opportunity to earn more rewards on higher-value transactions.
- 10X Reward Points on Birthday: On your birthday, you receive 10 times the regular reward points for all your purchases. It’s a special perk to make your birthday month even more rewarding.
- 6X Reward Points on Online Purchases: For all your online purchases, you earn 6 times the regular reward points. This encourages you to make the most of your online shopping and enjoy increased rewards.
- 3X Reward Points on Offline Purchases: Your offline purchases earn you 3 times the regular reward points. Whether it’s shopping at physical stores or making payments offline, you still get rewarded.
Eligibility & Document for IDFC FIRST Select Card
Read the article on CardsPreview.com for IDFC FIRST Select Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | IDFC FIRST Select Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | N/A |
| Fuel surcharge | 1% surcharge waived on all fuel purchases |
How to Apply for IDFC FIRST Select Credit Card
You can apply online or offline for this IDFC FIRST Select Card.
Online – Visit IDFC First Bank‘s official website and apply for this IDFC FIRST Select Card.
Offline – You can visit the nearest IDFC First Bank branch with all the necessary documents for the IDFC FIRST Select Card.
